On December 3, Payments Europe convened policymakers, industry leaders, and subject matter experts for a high-level roundtable on the Payment Services Regulation and Directive (PSR/PSD) and the Digital Euro. The event took place at a key moment in the EU’s political cycle: at the crossroads of the Hungarian and Polish Presidencies of the Council and with the new European Commission in office. With over 30 experts around the table, we are especially grateful for the valuable contributions from representatives of the incoming Polish Presidency, alongside the French, German, Italian, Spanish, Danish and Cypriot permanent representations to the EU. Recurring discussion topics were fraud prevention, open banking, ensuring the highest level of data protection, and fair competition.