The voice of the European card-based payments industry
Our mission is to promote a better understanding of the complexity of card-based payments and the inherent value it brings to society. We support a vibrant, innovative, and competitive European payments market, that is based on a balanced regulatory framework and that puts consumers and consumer protection at the heart of everything. Payments Europe’s members are card issuers, card acquirers, card schemes and other businesses that offer card-based payment solutions in Europe.

- True value

Danish consumers and merchants have a strong preference for card payments
- True value

Marked preference for card payments in Ireland driven by security, speed and convenience
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Poland’s payments market is dynamic, digital and competitive according to consumers and merchants
Payments 101
The European payments ecosystem is constantly evolving, but at its core, card-based payments remain essential. Payments Europe brings together leading industry voices to explain how the system works, why security matters, and what makes the four-party scheme so effective. Whether you are new to the industry or looking to refresh your knowledge, this is your starting point to better understand card payments and their role in Europe’s digital economy.